Loans

Borrow against your savings at fair member rates. Apply in minutes and track your application status here in real time.

Your borrowing capacity

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Based on your approved savings and the co-op's multiplier.

Available loan products

Grow your trade or small business with working capital repaid over a longer tenure.

4% / month · up to 24 months

Invest in skills and education with repayment spread after your course.

3.5% / month · up to 18 months

Fast, low-cost support for urgent situations, approved quickly by the admin.

3% / month · up to 6 months

Flexible funding for personal needs such as rent, school fees and medical bills.

5% / month · up to 24 months

You have not applied for a loan yet. Use the form to submit your first application.